Loan Plans (कर्ज योजना)

🔹 Personal Loan (वैयक्तिक कर्ज) : For personal needs like medical, education, travel, etc.
🔹 Business Loan (व्यवसाय कर्ज) : For starting or expanding a business.
🔹 Home / Mortgage Loan (घर तारण कर्ज) : Loan against property or for housing needs.
🔹 Gold Loan (सोनेतारण कर्ज) : Loan by pledging gold.

Facilities :

Core Banking,Mobile Banking (SMS),RTGS / NEFT / IMPS,QR Code Payment

Child Plan (बाल विकास ठेव)

The Child Plan is specially designed to secure a child’s future needs such as education and marriage. Parents can invest small monthly amounts starting from ₹100 and choose a duration of 1, 2, or 3 years. The maturity amounts grow steadily, helping families build a financial foundation for their children. This plan encourages early saving and long-term financial security for children.

Pension Plan (पेन्शन ठेव योजना)

The Pension Plan provides a steady monthly income for 36 months (3 years). Investors can deposit amounts from ₹50,000 to ₹5,00,000 and receive regular monthly returns. The interest rate is 9.5%, while senior citizens enjoy a higher rate of 10%. This plan is ideal for retired individuals and anyone seeking stable monthly income for financial support.

Special Long-Term Deposit Plans

The Special Long-Term Deposit Plans with durations of 7 years 5 months and 8 years 5 months are designed for investors looking for higher maturity benefits. These plans reward long-term commitment with better returns, making them suitable for wealth creation, retirement planning, and long-term financial goals.

Saving Plan (बचत ठेव योजना)

🔹 Normal Savings :
Interest Rate: 3%

Suitable for:
Safe money storage Daily banking needs Low-risk savings

Fixed Deposit / Mudat Thev (मुदत ठेव योजना)

The Fixed Deposit (Mudat Thev) plan offers safe and guaranteed returns for different investment durations. Interest rates range from 5% for 30–45 days to 9.50% for 25–36 months, making it suitable for both short-term and long-term savers. Senior citizens receive an additional 0.50% interest. There is also a Special Daily Deposit Plan, offering 3% for 6 months and 5% for 12 months, ideal for people who prefer daily savings with fixed returns.